Essential for Travel


Company Background

Southern Cross Travel Insurance (SCTI) is an APRA and ASIC regulated general insurer. We are a member of the Financial Ombudsman Service, the Insurance Council of Australia and a signatory to the Australian General Insurance Code of Practice.

SCTI began operations in NZ in 1982, and is a travel insurance specialist. In both NZ and Australia, SCTI insures hundreds of thousands of travellers and offers customers a wealth of experience and expertise.

Dealing direct with our customers, those who travel with SCTI know they can trust us to look after them if the unexpected happens. Dealing direct online with our customers helps us keep our overheads down and therefore pass on savings to our customers through cheaper premiums.

As an Australian financial services licensee (AFSL), SCTI is authorised to deal in, and provide, general advice on travel insurance products. Because we don’t know your objectives, financial situation and needs, we can only provide general advice. You should consider your objectives, financial situation and needs and read the Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS), including Policy Wording before buying this product, to ensure this TravelCare travel insurance product is right for you.

Southern Cross Benefits Ltd trades as Southern Cross Travel Insurance (SCTI) who is the underwriter and distributor of the TravelCare policy.


TravelCare policy benefits include:
– Unlimited medical cover on all policies with NO excess
– A low $100 excess on other sections of the policy
– 24/7 worldwide emergency assistance
– Cover includes emergency dental, travel delays, cancellation and more

Always read the Product Disclosure Statement for each policy before making a decision to buy.


“You guys! You’re the best. Just had several friends switch to SCTI after years with “another” company. Thanks”
John, NSW

“Thank you for your promptness in processing this claim. I will certainly recommend you to anyone travelling overseas that may require travel insurance. I will most definitely use your company again when I travel”
Joe, Canberra

“We were very impressed and happy with the outcome of our claim. We will definitely be recommending SCTI to all our friends and you will be our first choice for future travels”
Gulinka, North Dandenong

Contact Us

Monday to Friday, 8.30am to 5pm



Tel: 1800 196 484